在醫保開放申請前的準備工作中，國家衛生集團（NBGH）指出了醫保的六項趨勢，提供雇主在這段員工選擇醫保的時間內可以參考。以下是NBGH指出的六項趨勢：
In the lead-up to open enrollment, the National Business Group on Health (NBGH) has identified six trends for employers to watch as workers gear up to choose their health benefits. Here’s a look at each of the six trends identified by NBGH:
1. 醫保成本提高的幅度相對比工資成本漲幅大。Cost increases are likely modest—but still higher than wage growth
2. 雇主將提供更多元的醫保計畫選擇。Employers are offering more plan choices
3. 虛擬診療計畫選擇逐漸增加。There's a growing number of virtual care options
4. 醫療方面的選擇判斷開始依賴新科技。The interest in tech extends to decision support
5. 精神心理診療福利也逐漸增加。Mental health benefits are expanding, too
6. 雇主將更加重視眼部保健。 Employers eye care quality
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